Log In  |  Contact Us  |  Help
Types of Loans

Conventional Fixed Rate Mortgage

The traditional fixed-rate mortgage has a constant interest rate and monthly payments that never change. This program is available for 30, 25, 20, 15 and 10 years.


The VA loan was designed to offer long-term financing to eligible American Veterans. The VA loan program is to supply home financing to eligible veterans with no down payment; 100% financing.


A CHFA loan is available to a homebuyer pursuing the purchase of a primary residence. The program provides below-market rate mortgage loans for people interested in purchasing their first home or those who are interested in purchasing a home in *targeted areas in the State of Connecticut. *http://www.chfa.org/Homeownership/for%20Homebuyers/Tools%20Calculators%20and%20Look-ups/TargetedAreas.aspx


An FHA government loan is available in both fixed rate and adjustable amortizations. This program is ideal for customers with minimal funds for down payment and / or lower credit scores.


A USDA loan (also called a Rural Development Loan) is a government insured home loan that allows you purchase a home with NO Money Down. USDA Loans offer 100% financing and allow for all closing costs to be either paid for by the seller or financed into the loan. 100% financing in rural areas only. Check for availability at: http://eligibility.sc.egov.usda.gov

Super Conforming / High Balance Loans (Fairfield County, CT Only)

This loan is fully amortized over a 15 or 30 year fixed period and features constant monthly payments. It offers conforming rates in Fairfield County, CT for loan amounts up to $605,000

 HARP: Home Affordable Refinance Program Loans

Even if your home is "underwater" you may be able to refinance and lower your monthly payments.

The Home Affordable Refinance Program is a federal government program offered through FannieMae and FreddieMac that enables qualified homeowners with government-back mortgages to refinance at today's historically low rates.

 Jumbo Loans

Fixed and Adjustable Rate programs available. This program is for loan amounts greater than $417k and available up to $2 million.

 Adjustable Rate Mortgages (ARM)
Available in 1, 3, 5 and 7 year terms.

New England Residential Finance, LLC NMLS #815059
415 Wolcott Road, Unit 4, Wolcott, CT  06716
Toll Free:  (855) 875-9801
Direct:  (203) 441-4716
Fax:  (203) 441-4806
Copyright © 2020 New England Residential Finance, LLC is a MORTGAGE BROKER ONLY NOT A MORTGAGE LENDER OR A MORTGAGE CORRESPONDENT LENDER (Sec. 36a-497)
Privacy Policy  | Security Statement  |  Site Map